Jenn Moretti and the Blue Arrow team bring decades of combined experience, personal service, and relentless advocacy to every loan — from your first call to closing day.
Pre-approval in as little as 24 hours. No cost, no obligation.
Or call 303-384-3207
Complete our secure 5-minute digital application at no cost or obligation.
Our team analyzes your situation and recommends the ideal program, term, and rate strategy.
Receive a credible pre-approval letter — often within 24 hours — that makes your offer stand out.
We guide you to the closing table in 21–30 days with zero surprises. Then celebrate.
As an independent mortgage broker, we have access to 100 lenders and hundreds of loan programs — so you get the best fit for your situation, not just what's convenient for us.
Flexible options with 3% down and competitive rates for buyers with solid credit.
Government-backed with 3.5% down and flexible credit requirements. Perfect for first-time buyers.
0% down, no PMI, competitive rates — exclusively for veterans, active-duty, and surviving spouses.
Zero down payment for eligible rural and suburban properties. More areas qualify than you'd expect.
Competitive jumbo financing for luxury properties exceeding conforming limits.
Qualify on property cash flow — not your tax return. Built for investors who want to scale.
Construction-to-permanent financing with one-time closing for custom home builds.
Lower your rate, access equity, or shorten your term. We'll run the break-even math first.
As an independent broker, we compare options across our network of 100 lenders on your behalf — so you get the best rate and terms available, not just what one bank offers.
Learn about our team →Pre-approvals in 24–48 hours. Closings in 21–30 days. No hidden fees, no last-minute surprises.
See how it works →Our team picks up the phone. No call trees, no offshore centers. Questions answered same day.
Contact us →NMLS# 2046633. Fully regulated under federal and state mortgage law. Your transaction is protected.
Verify Our License ↗60 five-star Google reviews from real homeowners. Our reputation is built one closed loan at a time.
Read reviews →Based in Arvada, connected to the Denver metro. We know local appraisers, title companies, and agents.
Find our office →60 five-star Google reviews. Real clients, in their own words.
I had a great experience working with Jenn Moretti from Blue Arrow lending. She provided all the details and was reachable when I needed help. The whole process was very smooth and she provided me with a better rate than my previous lender. I highly recommend her and Blue Arrow.
I worked with Jenn for an FHA loan and she has been a god send throughout the entire process. I felt at ease working with her and the team. Being my first time buying a house, I cannot recommend Blue Arrow Lending enough!! I plan on continuing to work with this team during future purchases!
Very helpful with my home loan. They talked with me every day until I got my home and they still follow up two years later. I also get messages for the holidays. Very happy with my experience
60 five-star Google reviews from real clients.
We hold a 5.0 rating on Google because our clients don't just close loans — they close with confidence. Schedule your welcome call ↗
Rates update automatically. Your rate depends on credit, down payment, and loan type.
Rates for illustration only. Subject to change without notice. Call 303-384-3207 or apply online for your personalized Loan Estimate. NMLS# 2046633.
Our team put these guides together so you arrive at every conversation prepared.
VA and USDA loans require 0% down. FHA requires 3.5%. Conventional starts at 3%, and 20% eliminates PMI. Our team will show you every option for your specific situation.
FHA accepts 580+. Conventional typically needs 620+, with the best rates at 740+. VA and USDA have no strict minimum but want 620+. DSCR loans focus on property income, not personal credit. We've helped buyers across many credit situations — call us.
Pre-approval in 24–48 hours. Purchase contract to closing in 21–30 days. Refinances typically 20–35 days. Our team works efficiently so you never miss a deadline.
We are licensed in Colorado, Florida, Texas, and Wyoming. Our primary market is Denver metro and the Front Range, but we actively serve buyers and investors across all five states.
Yes. Options include conventional using 2 years of tax returns, bank statement loans using 12–24 months of deposits, or DSCR loans for investment properties that bypass personal income entirely. Complex income situations are our specialty.
Pre-qualification is a quick informal estimate. Pre-approval involves a full credit pull and income verification — a credible, lender-backed commitment. In today's competitive Colorado market, sellers take pre-approval letters seriously. Blue Arrow issues strong pre-approvals that make your offer stand out.
Apply online, call us, or schedule a no-pressure welcome call. Our team will tell you exactly where you stand — in plain English, with no obligation.
